Schwab Intelligent Portfolios Selection Process

Exchange-traded funds (ETFs) are the basic building blocks of Schwab Intelligent Portfolios®, which includes 51 of the 2,000+ ETFs in the marketplace. ETFs are selected based on a set of criteria that includes their ability to provide exposure to broad asset classes, low operating expense ratios, efficient trading characteristics, and close tracking to their targeted index. Most asset classes within Schwab Intelligent Portfolios consists of a primary ETF and a secondary ETF, which is used mainly for tax-loss harvesting purposes.

Our portfolios are designed to be low cost, and range in weighted average annual ETF Operating Expense Ratios (OERs) from 0.05% to 0.18%. Since Schwab Intelligent Portfolios charges no advisory fees, trading commissions or account service fees, considering OERs are an important part of keeping costs low for investors.

ETF Fund Selection

The ETF fund list shown below is representative of Schwab Intelligent Portfolios as of April 30, 2020. Your actual portfolio may differ.


Fixed Income

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