How It Works

You invest for a reason

You may be planning your retirement, or investing for a child's education, or a home - or something else altogether.

Every goal requires its own research, its own plan and its own strategy.

How do Schwab Intelligent Portfolios work? Play the video.

Schwab Intelligent Portfolios® is designed to help you do just that

With innovative technology backed by a team of investment professionals, Schwab Intelligent Portfolios is designed to help you to quickly invest for your goal – whatever it is.

1,845 funds
(100%)
1,148 funds
(62%)
917 funds
(50%)
766 funds
(42%)
442 funds
(24%)

Investing made easier with Schwab Intelligent Portfolios

Based on your answers to a short set of questions. Our innovative technology selects from among the 53 low-cost professionally selected exchange-traded funds (ETFs) to create a diversified portfolio designed to help meet your specific goal.

Portfolio planning and our intensive ETF selection process are just two ways that Schwab Intelligent Portfolios saves you time.

And keep your investments on track, tax efficiently

Our sophisticated, proprietary technology monitors and rebalances your portfolio to help keep you diversified and on track.

We can also help make your investment more tax efficient by harvesting investment losses to offset the taxes on any investment gains.

Set Up a Post-Retirement Income Stream.

Our technology and investment professionals steer your portfolio

Our investment experts keep a careful watch on every underlying investment, especially during periods of market volatility, to ensure they remain appropriate for your selected portfolio strategy.

To reach your goal, and get the most out of it

In retirement, Schwab Intelligent Portfolios can create a regular "paycheck" from your portfolio, while it continues to grow.

All this with no advisory fees, commissions or account service fees charged

If you're looking for a smart, efficient and low-cost way to set up and manage a portfolio – for any number of goals, Schwab Intelligent Portfolios® is here to help.